Personal finance app Canada
One app for the parts of money that usually live apart.
Mossy brings budgets, spending, net worth, subscriptions, household finances, and AI summaries into one Canadian personal finance app.
Personal finance is not only budgeting. It includes cash flow, debt, savings, net worth, subscriptions, household decisions, and the small choices that happen every week.
Mossy is designed to make those pieces easier to review together, so users can understand their money without switching between disconnected tools.
A complete money dashboard
Mossy gives you a clearer view of daily spending and long-term progress in the same product.
- Track accounts, cards, budgets, and balances.
- Review assets, liabilities, and net worth.
- Surface recurring charges and subscription patterns.
- Share financial context with a household member where appropriate.
Useful for weekly money check-ins
A good finance app should reduce the effort of staying informed. Mossy helps users answer what changed, what matters, and what needs attention.
- AI-powered budgeting and money insights
- Category budgets with live spending progress
- CAD spending and net worth tracking
- Recurring subscription detection
- Household money sharing
- Read-only bank connections through Plaid
- 30-day free trial with no credit card required
Mossy snapshot
Budgets, net worth, subscriptions, households, and AI in one app.
Frequently asked questions
Is Mossy a budgeting app?
Yes. Mossy is a budgeting app, budget planner, spending tracker, net worth tracker, and AI money manager built for people who want one clear place to understand their finances.
How much does Mossy cost?
Mossy costs $12.99 per month on a monthly plan, or $9.99 per month when billed annually at $119.88 per year. Every account starts with a 30-day free trial.
Does Mossy move money from my bank account?
No. Mossy is not a bank and cannot move money from connected external accounts. Account connections are read-only where supported.