Net worth tracker Canada
Track the bigger picture behind your monthly budget.
Mossy helps you see assets, liabilities, spending, budgets, and recurring charges together, so net worth is easier to understand over time.
A monthly budget tells you what happened recently. Net worth shows whether the bigger picture is moving in the right direction.
Mossy connects everyday spending with assets, debts, and financial health signals so users can review short-term behavior and long-term progress together.
Why net worth belongs beside your budget
Budgeting and net worth tracking answer different questions. Mossy combines them so you can see whether monthly habits are supporting long-term progress.
- Review assets and liabilities in one place.
- Understand how debt and spending affect progress.
- Connect budget decisions to net worth changes.
- Use AI summaries to explain movement over time.
More than a balance list
Mossy adds context around recurring expenses, household goals, and budget pressure, making net worth tracking more useful for everyday decisions.
- AI-powered budgeting and money insights
- Category budgets with live spending progress
- CAD spending and net worth tracking
- Recurring subscription detection
- Household money sharing
- Read-only bank connections through Plaid
- 30-day free trial with no credit card required
Mossy snapshot
Budgets, net worth, subscriptions, households, and AI in one app.
Frequently asked questions
Is Mossy a budgeting app?
Yes. Mossy is a budgeting app, budget planner, spending tracker, net worth tracker, and AI money manager built for people who want one clear place to understand their finances.
How much does Mossy cost?
Mossy costs $12.99 per month on a monthly plan, or $9.99 per month when billed annually at $119.88 per year. Every account starts with a 30-day free trial.
Does Mossy move money from my bank account?
No. Mossy is not a bank and cannot move money from connected external accounts. Account connections are read-only where supported.