Frequently Asked Questions

Everything you need to know about Mossy and how it helps you master your money.

What is Mossy?

Mossy is your personal financial copilot designed to help you track your net worth, monitor spending, and get AI-powered insights all in one beautiful dashboard.

What makes Mossy different?

Most apps just track your spending. Mossy goes further by actively analyzing your finances and giving you clear, personalized insights to help you save, plan, and make better decisions.

How much does Mossy cost?

Mossy costs $13 per month on a monthly plan, or $9.99 per month when billed annually ($119.88/year). Every account starts with a 30-day free trial.

What happens after my free trial?

After your 30-day free trial, you can choose to continue your subscription. We do not collect your credit card information during the trial, so there are no surprise charges.

Can I cancel anytime?

Yes. You can cancel your subscription at any time in just a few taps. Your access will continue until the end of your current billing cycle.

How does Mossy help me save money?

Mossy analyzes your spending to surface unused subscriptions, overspending patterns, and opportunities to cut back or optimize your finances.

Is my financial data safe?

Yes. Mossy uses bank-level encryption and secure Plaid integration. We never store your banking credentials and do not have the ability to move your money.

Can I share Mossy with my partner?

Absolutely. Mossy is built for households. You can securely share your financial view with your partner while maintaining control over your individual privacy.

What banks do you support?

Through Plaid, we support over 12,000 financial institutions across the US and Canada, including all major banks and investment platforms.

Do I need to connect my bank accounts?

No — but connecting your accounts unlocks the full power of Mossy, including real-time insights, automated tracking, and personalized recommendations.