Budgeting app Canada
Built for Canadians who want a clearer money system.
Mossy tracks CAD spending, budgets, net worth, subscriptions, household money, and AI-powered insights in one personal finance app.
Canadian money management has its own context: CAD accounts, local institutions, household costs, debt, subscriptions, and financial goals that do not always fit generic finance tools.
Mossy gives Canadians a single place to organize spending, understand net worth, and get practical AI summaries about what is happening in their money.
Why Canadian budgeting needs more context
A useful budget app for Canada should be clear about currency, account coverage, recurring bills, debt, shared expenses, and privacy expectations.
- Track spending and balances in CAD.
- Connect supported Canadian institutions through Plaid.
- See budgets, net worth, subscriptions, and household goals together.
- Use AI insights to spot changes instead of digging through every category manually.
Why people choose Mossy
Mossy is designed for users who want fewer disconnected tools and a calmer weekly money routine.
- AI-powered budgeting and money insights
- Category budgets with live spending progress
- CAD spending and net worth tracking
- Recurring subscription detection
- Household money sharing
- Read-only bank connections through Plaid
- 30-day free trial with no credit card required
Mossy snapshot
Budgets, net worth, subscriptions, households, and AI in one app.
Frequently asked questions
Is Mossy a budgeting app?
Yes. Mossy is a budgeting app, budget planner, spending tracker, net worth tracker, and AI money manager built for people who want one clear place to understand their finances.
How much does Mossy cost?
Mossy costs $12.99 per month on a monthly plan, or $9.99 per month when billed annually at $119.88 per year. Every account starts with a 30-day free trial.
Does Mossy move money from my bank account?
No. Mossy is not a bank and cannot move money from connected external accounts. Account connections are read-only where supported.