Budget app Canada
A practical budget app for everyday Canadian spending.
Mossy helps you build category budgets, watch progress, and connect spending decisions to your complete financial picture.
A budget is easier to follow when it updates with your real activity. Mossy helps you see where money went, what is left, and what changed since the last time you checked.
Instead of making users maintain a separate spreadsheet, Mossy brings transactions, budgets, balances, and insights into the same workflow.
Budgeting without spreadsheet drift
Spreadsheets work until the manual updates stop. Mossy keeps your budget closer to your actual spending with connected transaction tracking and live budget progress.
- Create category budgets that match how you spend.
- Review progress through the month.
- Find recurring payments that quietly affect your plan.
- Use AI prompts to understand overspending or savings opportunities.
From monthly budget to money decisions
Mossy connects your monthly budget with net worth, household sharing, and financial health signals, so the budget is not isolated from the bigger picture.
- AI-powered budgeting and money insights
- Category budgets with live spending progress
- CAD spending and net worth tracking
- Recurring subscription detection
- Household money sharing
- Read-only bank connections through Plaid
- 30-day free trial with no credit card required
Mossy snapshot
Budgets, net worth, subscriptions, households, and AI in one app.
Frequently asked questions
Is Mossy a budgeting app?
Yes. Mossy is a budgeting app, budget planner, spending tracker, net worth tracker, and AI money manager built for people who want one clear place to understand their finances.
How much does Mossy cost?
Mossy costs $12.99 per month on a monthly plan, or $9.99 per month when billed annually at $119.88 per year. Every account starts with a 30-day free trial.
Does Mossy move money from my bank account?
No. Mossy is not a bank and cannot move money from connected external accounts. Account connections are read-only where supported.