Household budget app
Money is easier to manage when the household can see the same plan.
Mossy helps partners and households coordinate budgets, shared goals, spending visibility, subscriptions, and AI-powered money insights.
Shared money decisions are hard when each person has a different view of the numbers. Mossy is designed to bring household context into budgeting without turning it into a spreadsheet project.
Users can connect the pieces that matter: spending, budgets, recurring charges, net worth, shared goals, and AI explanations.
Built for shared visibility
A household budget app should help people align around what is happening, what is planned, and what needs attention.
- Invite household members into one shared financial workspace.
- Create shared goals and budget priorities.
- Review subscriptions and recurring charges together.
- Use AI summaries to reduce confusion around spending changes.
Private enough for real life
Mossy focuses on financial organization and visibility while keeping the product grounded in read-only account connections where supported.
- AI-powered budgeting and money insights
- Category budgets with live spending progress
- CAD spending and net worth tracking
- Recurring subscription detection
- Household money sharing
- Read-only bank connections through Plaid
- 30-day free trial with no credit card required
Mossy snapshot
Budgets, net worth, subscriptions, households, and AI in one app.
Frequently asked questions
Is Mossy a budgeting app?
Yes. Mossy is a budgeting app, budget planner, spending tracker, net worth tracker, and AI money manager built for people who want one clear place to understand their finances.
How much does Mossy cost?
Mossy costs $12.99 per month on a monthly plan, or $9.99 per month when billed annually at $119.88 per year. Every account starts with a 30-day free trial.
Does Mossy move money from my bank account?
No. Mossy is not a bank and cannot move money from connected external accounts. Account connections are read-only where supported.